Individual Session Fees

Initial Diagnostic Session (CPT 90791) - 90 minutes: $275

Individual Psychotherapy (CPT 90834) - 45 minutes:  $195

Individual Psychotherapy (CPT 90837) - 60 minutes: $215

Payment

All payment is due at the time services are rendered. CPC accepts debit cards and all major credit cards, as well as HSA/FSA cards. To be more efficient, all payments are completed through the patient portal. All payments are processed automatically within 24 hours of your appointment time.

  • For Maryland Residents, Dr. Micol is an in network provider with most Carefirst/BCBS, Carelon Behavioral Health, Aetna, United Healthcare, Oxford, and Oscar (Optum) policies.

    For individuals residing in other states, Dr. Micol is typically able to bill for PPO plans through Carefirst/BCBS and Optum/United Healthcare (through PsyPact), though coverage is never guaranteed.

  • Dr. Kruepke is an out of network provider. Please refer to our “OON” information section to learn more about ways CPC can support OON benefits.

  • If you wish to use out of network benefits, then providers at CPC will gladly submit insurance claims on your behalf (commonly referred to as “courtesy billing”) to help facilitate your reimbursement. If you prefer, we can provide you with documentation, so that you can submit an insurance claim. The document is referred to as a “superbill.” A “superbill” is an itemized list of services and it includes all the information required by most insurance companies to submit a claim. Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Many insurance companies provide out of network benefits.

    We highly recommend you contact your insurance provider and ask the following questions to help determine your benefits, and to verify how your plan compensates you for psychotherapy services:

    • Do I have out-of network benefits to see a licensed psychologist for outpatient therapy?

    • Does my health insurance plan include mental health benefits?

    • Do I have a deductible? If so, what is it and have I met it yet?

    • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?

    • Do I need written approval from my primary care physician in order for services to be covered?

    • If I see a provider out-of-network, how do I access the form(s) needed to submit a request for reimbursement? How often should I submit these forms to best facilitate timely reimbursement?

Cancellation/No Show Policy

If you are unable to attend a session, please make sure you cancel at least 24 hours before your scheduled appointment.

  • A “late cancellation” occurs when you do not cancel your appointment 24 hours in advance of your scheduled appointment. You may be charged for the full rate of the session for a late cancellation.

  • A “no show” is when you do not show up for your appointment and do not cancel the appointment at least 24 hours before the session. Except in emergency situations, you will be charged the full rate of the session for any no show.

Confidentiality

Your right to privacy and confidentiality is very important to me. It is also legally mandated. As such, the session content and all relevant materials to your treatment will be held confidential unless you request in writing to have all or portions of this content released to a specific person or specific people. There are limitations to confidentiality, which are listed below:

  1. If a client threatens or attempts to commit suicide or otherwise conducts him/her self in a manner in which there is a substantial risk of incurring serious bodily harm.

  2. If a client threatens grave bodily harm or death to another person.

  3. If the therapist has a reasonable suspicion that a client or other named victim is the perpetrator, observer of, or actual victim of physical, emotional or sexual abuse of children under the age of 18 years.

  4. Suspicions as stated above in the case of an elderly person who may be subjected to these abuses.

  5. Suspected neglect of the parties named in items #3 and # 4.

  6. If a court of law issues a legitimate subpoena for information stated on the subpoena.

  7. If a client is in therapy or being treated by order of a court of law, or if information is obtained for the purpose of rendering an expert’s report to an attorney.

Occasionally it may be necessary to consult with other professionals in their areas of expertise to provide the best treatment for you. Information about you may be shared in this context without using your name.